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Why choose HGH?

Pensions

Investing in commercial property

Posted: 23rd Jan 2020 by Susan Ruddick Blog

Does your business own or rent commercial property? Or are you considering steps in this direction? If so, it is worth discussing the possibility of ownership via Self Invested Personal Pensions (SIPP) or Small Self-Administered Schemes (SSAS). The tax benefits can be significant! A face to face meeting to discuss your own circumstances is the… Read more

Making a Difference – Winter 2019

Posted: 11th Dec 2019 by Clair Watmore HGH's News

Welcome to our Winter edition of Making a Difference with a round-up of the latest news. We all know that talking about the weather is a pre-requisite if you live in the United Kingdom. Rain has been in abundance this year, but how are businesses weathering the Brexit storm? Check out our 5-step crisis planning… Read more

Top tips to get you in shape for 2020

Posted: 11th Dec 2019 by Clair Watmore Blog

We know the tax year runs from 6 April 2019 to 5 April 2020, yet effective tax planning needn’t be left until the end of the tax year. Here are some tips to get you ahead. Consider topping up your pension Normally, between you and your employer, you can pay a maximum of £40,000 (or… Read more

Financial advice provides £47,000 wealth uplift in a decade

Posted: 4th Dec 2019 by Clair Watmore Blog

Would you prefer to be £47,000 better off in the next 10 years? The figure comes from recent analysis by Royal London and the International Longevity Centre (ILC). The research analysed the wealth of thousands of individuals and found that typically those who use professional advice had an extra £31,000 of pension wealth and £16,000… Read more

Good news for pensions!

Posted: 9th May 2019 by Susan Ruddick Blog

It’s taken the Government a while to get around to it but finally on the 9th January 2019 it became illegal for anyone to contact you and offer advice about your pension plans, unless they already have permission to do so. Either you must have requested the contact or already have an existing relationship with… Read more

Making a Difference Spring 2019

Posted: 9th May 2019 by Clair Watmore Blog

Find out how Hunter Gee Holroyd and HGH Wealth Management have been Making a Difference Spring 2019. What changes have been happening in the last 6 months that may affect your business or personal finances? What’s the latest news from the Hunter Gee Holroyd and HGH Wealth Management teams? Read on to find out! Introduction… Read more

Tax Rates Card 2019-20

Posted: 28th Mar 2019 by Clair Watmore Blog

Following the Spring Statement, the 2019-20 tax rates card summarises the main changes which apply to your business or personal lives. The tax card contains lots of useful information such as: Personal tax rates Several changes have taken place to the personal tax rates, including the amount of income everyone can earn tax free. The… Read more

Are you prepared for the 2019/20 payroll changes?

Posted: 27th Mar 2019 by Clare Walker Blog
Payroll

The new payroll year begins April 2019 and employers should be aware of the following changes: Income Tax National Insurance Employment Allowance Student Loan Repayments Postgraduate Loan Deductions Starter Checklist Statutory Payments Minimum Wage Payslips Tax-Free Childcare Schemes Automatic Enrolment Income Tax allowances The basic personal allowance for the tax year commencing 6th April 2019… Read more

Pensions: What businesses need to know ready for April

Posted: 21st Mar 2019 by Clare Walker Blog

Employers need to be ready for the increased auto-enrolment pension contributions which apply from April 2019. How do the changes affect you? Pension Contributions Re-enrolment duties Future developments Pension Contributions As part of Auto Enrolment legislation, the minimum contributions for qualifying schemes are increasing on 6th April 2019. The table below shows the minimum contributions… Read more

8 Tax Planning Tips To Save You Money

Posted: 19th Mar 2019 by Robert Salenius Blog

1. If your taxable income will be £50,000 or more for the current tax year 2019/209, you might consider paying a pension contribution before the end of the year to reduce your exposure to higher rate tax. 2. If you or your partner receive child benefit and you or your partner has taxable income over… Read more