You currently have JavaScript disabled. This site requires JavaScript to be enabled. Some functions of the site may not be usable or the site may not look correct until you enable JavaScript. You can enable JavaScript by following this tutorial. Once JavaScript is enabled, this message will be removed.

Why choose HGH?

Blog

Investing in commercial property

Posted: 23rd Jan 2020 by Susan Ruddick Independent Financial Adviser, Investment Property, Pensions, Taxation, Wealth Management

Does your business own or rent commercial property? Or are you considering steps in this direction? If so, it is worth discussing the possibility of ownership via Self Invested Personal Pensions (SIPP) or Small Self-Administered Schemes (SSAS). The tax benefits can be significant! A face to face meeting to discuss your own circumstances is the… Read more

Succession Planning – let pensions help you!

Posted: 12th Dec 2017 by Nick Lawson Retirement, Succession Planning, Wealth Management
succession planning and your pension

Succession Planning and your Pension Do you own a business? Do you consider your business to be your pension plan, that one day you will be able to turn it into a handsome pot of cash to fund a comfortable retirement? If the answer to these questions is yes, we can help!   What are… Read more

Self Invested Personal Pension (SIPP)

Posted: 11th Oct 2016 by Nick Lawson Pensions, Wealth Management

SIPP – Self Invested Personal Pension – A Case Study Could a Self Invested Personal Pension Plan work for you? Our example below gives guidance on when it may be appropriate to use this option. Background Andrew is considering a purchase of a commercial property he has seen with a good rental yield available for… Read more

Your Investment or pension portfolio – Is it a Happy New Year?

Posted: 11th Jan 2016 by Nick Lawson Pensions, Wealth Management
Investment or Pension Portfolio.

How is the current stock market turmoil affecting your investment or pension portfolio? Have you considered how your investment or pension portfolio is faring at the start of the new year? The start of 2016 has seen volatility (turmoil) in global stock markets. This can be attributed to the slowing down of the Chinese economy…. Read more

Pension Changes – Thinking of Blowing your Pension on a Yacht?

Posted: 14th Jan 2015 by Nick Lawson Pensions

Pension Changes – “How to blow your pension”. On Monday evening, (12th January 2015)    Channel 4’s Dispatches current affairs programme was entitled “How to blow your pension”.  Michael  Buerk presented the results of various surveys which highlighted that most people who will have greater freedom of access to their pension funds in April this year,… Read more

Pension Planning – What’s not to like about pensions?!

Posted: 29th Sep 2014 by Susan Ruddick Pensions

Pension Planning Update Great news for pension planning! The government is to abolish the 55% pensions death tax charge with effect from April 2015! This means that if a person who dies is 75 or over, beneficiaries will only pay their marginal tax rate on drawdowns from the pension. At the moment the tax charge… Read more