Changes to your pension…what does it mean for you?
There are two big Pension Changes hitting the headlines…
The first is the freedom of access to your pension plans from April 2015. This will affect you if you have any savings in a personal pension plan and/or some types of employer sponsored schemes.
Secondly, changes are being made to workplace pensions or auto-enrolment schemes. This will affect you if you are an employer or an employee.
There are various sources of free help available online…
https://www.moneyadviceservice.org.uk/en/categories/work-pensions-and-retirement
https://www.pensionwise.gov.uk
http://www.thepensionsregulator.gov.uk/
Your pension provider will also provide information.
You are also likely to receive communications from your pension plan provider or your employer on the above issues. They will try to help you to understand what your options are and to guide you in making any decisions. After reading these you may still not be sure what you need to or should do.
That is where we are able to help you…
We are independent financial advisers who understand what is happening and the options you have. You can ask us for help, we offer a free financial review to discuss what your concerns are and how we are able to assist you.
Contact us
For independent, plain speaking advice on your pension, please contact us on:
01904 655202 and ask for Nick Lawson, or email: nick.lawson@hghwealth.co.uk
HGH Wealth Management Ltd is an appointed representative of InvestAcc Ltd which is authorised and regulated by the Financial Conduct Authority. Company No. 3203520. Registered Office: Club Chambers Museum Street York YO1 7DN
