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Why choose HGH?

Auto Enrolment…who will and who won’t opt in and opt out!

Posted: 30th May 2013 by Susan Ruddick Wealth Management

Auto Enrolment and the employer

If you are an EMPLOYER you have no choice but to become involved in Auto Enrolment – its part of the Government’s Workplace Pension Reform, and if you are not yet sure how you are affected or what you need to do, visit    for further assistance and to access the free, on-line auto enrolment Timeline Planner.

Auto Enrolment and the employee

As an EMPLOYEE you WILL have a choice…At some point in the next 5 years you are likely be forced to start paying some of your earnings into a pension plan if you are not already doing so. Your employer will also be forced to make a contribution. However, you will have the option to ‘Opt Out’ of paying into the plan if you want to, but beware! – you can’t have your employer’s contribution if you don’t pay in any of your own money!

Contact us

In reality we all need to be saving up money to live on in later life and Pension Plans ARE one of the great ways of doing this if you make the right choices. But this is where it can get complicated. Keep a look out on this blog  for further helpful information or contact us directly at . You can also telephone our office on 01904 655202 and ask to speak to Nick Lawson for Confidential, Independent Pension and Investment Advice.