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Why choose HGH?

Pensions

Self Invested Personal Pension (SIPP)

Posted: 11th Oct 2016 by Nick Lawson Blog

SIPP – Self Invested Personal Pension – A Case Study Could a Self Invested Personal Pension Plan work for you? Our example below gives guidance on when it may be appropriate to use this option. Background Andrew is considering a purchase of a commercial property he has seen with a good rental yield available for… Read more

Top 250 Independent Financial Advisers

Posted: 18th Apr 2016 by Julia O'Connor Blog
Nick Lawson

Top 250 Independent Financial Advisers in the UK On Sunday 10th April the Sunday Times published their first supplement listing the Top 250 Independent Financial Advisers in the UK based on reviews on the independent consumer ratings website VouchedFor.co.uk. We are proud, but not at all surprised, to say that Nick Lawson was featured.   Rated… Read more

Budget 2016: A Summary

Posted: 17th Mar 2016 by Paul Morris HGH's News
Budget 2016: A Summary

What are the key changes to the Budget and how will they affect you? Corporation Tax Rate to be cut to 17% from April 2020.   From April 2017, the new threshold for small business rate relief will increase from £6,000 to £15,000, and the higher rate will also be increased.   The personal allowance… Read more

Could Your Pension be hit by the new Lifetime Allowance?

Posted: 4th Mar 2016 by Nick Lawson Blog
Lifetime Allowance

Lifetime Allowance – Will your pension be hit? From April 2016 the government has restricted the tax-breaks on pensions by reducing the ‘Lifetime Allowance’ (LTA). If the combined value of your pensions exceeds this allowance you could face additional tax charges.   Read on to find out: if you are affected how to calculate the… Read more

Budget 2016 – Pensions – what do we expect to hear?

Posted: 4th Mar 2016 by Nick Lawson HGH's News

Budget 2016 The Chancellor will make his Budget 2016 speech on Wednesday 16th March 2016. This is when we expect to hear the outcome of the review of pensions incentives announced last March and followed by the Government’s consultation “Strengthening the Incentive to Save” in July 2015. As we approach Budget day lots of rumours… Read more

Pensions Changes – A brief history…

Posted: 9th Feb 2016 by Nick Lawson Blog
Retirement

A brief history of the debate to date……. The government wants to make the state pension age 65 for men and women by 2018, and keep raising it after that. It means that some women who were preparing to retire in the next few years will have to wait longer. The campaign group Women Against State Pension Inequality… Read more

Your Investment or pension portfolio – Is it a Happy New Year?

Posted: 11th Jan 2016 by Nick Lawson Blog
Investment or Pension Portfolio.

How is the current stock market turmoil affecting your investment or pension portfolio? Have you considered how your investment or pension portfolio is faring at the start of the new year? The start of 2016 has seen volatility (turmoil) in global stock markets. This can be attributed to the slowing down of the Chinese economy…. Read more

Take it or leave it?… Your Pension in Retirement

Posted: 8th Dec 2015 by Susan Ruddick Blog
Retirement

Have you considered what you will do with your pension in retirement? If I told you that the last thing you should do when you retire is start spending your pension fund you’d probably think I’d gone completely mad! And with the introduction of ‘Pension Freedom’, why shouldn’t you take advantage of your hard earned… Read more

CII Award in Financial Administration Exam success

Posted: 9th Nov 2015 by Julia O'Connor HGH's News

Chartered Insurance Institute (CII) Exam Success The HGH Wealth Management Team are toasting exam success once more with Administration Manager Sharon Ward’s successful completion of her Chartered Insurance Institute (CII) exam in Financial Services, Regulation and Ethics. This exam and the Life Office Administration one which Sharon passed in 2014 sees her successfully completing her… Read more

Workplace Pensions – ‘we’re all in’!

Posted: 18th May 2015 by ascensor Blog

You will probably have heard Nick Hewer advertising Workplace Pensions – ‘we’re all in’. The question is; what is it all about? New legal duties require employers to ‘automatically enrol’ their employees into a pension scheme. Even if you already offer pension arrangements for your employees, you may not have a qualifying scheme in place… Read more